If you’re here, it’s because Empire Operating System knows the power of strong personal credit and he trusts Kaydem to deliver results.

Kaydem Credit Help is the go-to credit repair partner for real estate investors who are done letting low credit limits hold them back.

For over 13 years, we’ve specialized in repairing and restoring personal credit profiles because we know that strong credit is a critical asset when you’re building a real estate portfolio.

Nearly 10,000 savvy clients have trusted us to deliver measurable, meaningful, and often game changing results, so they can qualify for better funding, lock in lower rates, and seize better opportunities.

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Get the help you need to reach your financial potential!

Credit Inquiry & Derogatory Disputing

Dispute old, unwarranted credit inquiries and other derogatory information such as late payments, charge-offs, collections, repossessions, even bankruptcy!

Debt Negotiation & Reorganization Consulting

Information, tools, and guidance to help you better understand your current debt situation.

Personal Credit Report Optimization

Clean-up your personal information such as name, date of birth, SSN, address, and employer so that it’s all up to date.

Frequently Asked Questions

What should I expect during the process?

Every credit profile is unique. Our team works through structured dispute cycles and continuously reviews your file to pursue improvements disputing the negative items on your credit report. Some items resolve quickly, while more complex situations require additional review. We stay consistent and proactive every step of the way.

What can be removed from my report?

Everyone has a unique credit footprint. We have an aggressive multi-channel dispute process that fights against bankruptcies, charge-offs, credit inquiries, delinquencies, collections, and so much more.

What is a “good” credit score?

A good credit score is between 670 and 739.
A very good score is between 740-799.
An excellent score is between 800-850.


I am so pleased with the results Kaydem Credit Help has gotten me thus far! They have already removed over 50% of the negative information from all three bureaus, including judgments!

-Aesha Greene

Kaydem Credit Help removed 6 negative items off of my credit report, I had been disputing them for years with no luck. Thanks, Kaydem for your expertise!

-Tom S.